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Al Kaltman has more than thirty years of practical management experience, gained after earning his Ph.D. in political science from George Washington University. He has managed systems departments for two major U.S. companies and one state government, been a group vice president of GEICO Corporation and president and CEO of two companies. He is currently a senior executive vice president of MBNA. Kaltman and his wife of 35 years live in Vienna, VA.
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