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Young Money
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Published on Aug 04, 2026 | 4 Hours 58 Minutes
From the creator of the hit newsletter Young Money, a guide for for Gen Z professionals fed up with the traditional career path and ready to rethink their relationship with money, work, and what it means to live well.
Jack Raines did everything right: get the grades, get the job, climb the ladder. But somewhere between the meetings and the paychecks, a question crept in—Is this it? What once looked like success started to feel like a trap. So he did the unthinkable: he walked away and decided to do it all differently.
What began as a quarter-life crisis turned into a full-on reinvention.
In Young Money, Raines exposes the trap so many twenty-somethings fall into—chasing status, salary, and stability without stopping to ask: Is this what I actually want? Is this actually how I want to spend my time?
Blending personal stories with cultural insight, he lays out a bold new manifesto for life and money:
With humor and honesty, Young Money is the essential playbook for anyone just starting out in their post college life—and anyone ready to do it differently.
Jack Raines did everything right: get the grades, get the job, climb the ladder. But somewhere between the meetings and the paychecks, a question crept in—Is this it? What once looked like success started to feel like a trap. So he did the unthinkable: he walked away and decided to do it all differently.
What began as a quarter-life crisis turned into a full-on reinvention.
In Young Money, Raines exposes the trap so many twenty-somethings fall into—chasing status, salary, and stability without stopping to ask: Is this what I actually want? Is this actually how I want to spend my time?
Blending personal stories with cultural insight, he lays out a bold new manifesto for life and money:
- Time is your most valuable currency.
- Every dollar reflects the hours you traded to earn it.
- Real wealth means buying freedom, not flexing status.
With humor and honesty, Young Money is the essential playbook for anyone just starting out in their post college life—and anyone ready to do it differently.
Author
Jack Raines
Jack Raines is a writer, investor, and proud personality hire; the order of those labels depends on who’s asking. After playing football at Mercer University, Jack graduated with degrees in finance and Spanish, spending the next 18 months working in corporate finance before realizing he didn’t want to spend the next 18 years doing the same thing. He promptly quit his job, bought a one-way ticket to Barcelona, and spent the next year writing a blog, working for a finance meme page, and visiting 25 countries before moving to New York for business school. While at Columbia, Jack joined Robinhood, helping them build a subsidiary media company, Sherwood News, before leaving to join Slow Ventures, an early-stage venture capital fund. Today, Jack “lives” in San Francisco, though he spends as much time as he can in New York, he recently picked up tennis, and he spends his time writing and looking for the next billion-dollar company to invest in
Learn More about Jack Raines
